What are Compassionate Allowances?
Compassionate Allowances (CAL) are a way to quickly identify diseases and other medical conditions that meet the Social Security Administration's (SSA) standards for disability benefits. The aim is to provide faster assistance to individuals with the most serious disabilities. Conditions that qualify for CAL are typically so severe that they obviously meet disability standards.
How Does CAL Apply to Cancer?
Cancer is one of the medical conditions often included under the CAL initiative. Various types of cancer, especially those that are advanced, recurrent, or have metastasized, can qualify for expedited processing. This is crucial as cancer patients often face significant medical expenses and may lose their ability to work.
The complete list is available on the SSA website and is regularly updated to include new conditions.
Pathology reports
Oncologist's diagnosis
Medical imaging results
Treatment history
Additional documentation may be requested to substantiate the severity and progression of the cancer.
How Fast is the Processing Time?
One of the main benefits of CAL is the expedited processing time. While standard disability claims can take several months to process, CAL claims are often processed within a few weeks. This rapid response is designed to alleviate the financial burden on individuals who are unable to work due to their condition.
How to Apply for CAL?
To apply for CAL, you must first file a standard Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) claim. During the application process, you should indicate that your condition is one of the listed CAL conditions. The SSA uses a sophisticated system to automatically flag potential CAL conditions for expedited review.
Medicare (after a waiting period)
Medicaid (depending on income and state regulations)
Additional financial support through various federal and state programs
These additional benefits can help cover the high costs associated with cancer treatment and care.
What if My Cancer is Not Listed?
If your type of cancer is not listed under CAL but is still severe, you can still apply for disability benefits through the standard process. While this may take longer, providing comprehensive medical documentation can improve your chances of approval.