Are Co-Pays Different for In-Network and Out-of-Network Providers?
Yes, co-pays can differ significantly between in-network and out-of-network providers. In-network providers have agreements with your insurance company to provide services at a reduced cost, resulting in lower co-pays for patients. On the other hand, out-of-network providers do not have such agreements, often leading to higher co-pays and out-of-pocket expenses.
