Are Out-of-Pocket Maximums the Same for In-Network and Out-of-Network Services?
Typically, out-of-pocket maximums apply only to in-network services. Out-of-network services may have a separate maximum or none at all, leading to higher costs. Cancer patients should strive to use in-network providers to benefit from the protection offered by the out-of-pocket maximum.
Understanding and utilizing your insuranceâs out-of-pocket maximum can provide significant financial relief during cancer treatment, allowing you to focus more on your health and less on the stress of medical bills.