When comparing cancer insurance premiums, it's essential to consider not just the cost but also the benefits and coverage options:
Coverage Scope: Ensure the plan covers a wide range of cancers and related treatments. Exclusions: Understand what is not covered by the policy to avoid surprises later. Waiting Period: Many policies have a waiting period before the coverage kicks in. Compare these periods across different plans. Payout Structure: Some policies offer lump-sum payments upon diagnosis, while others provide ongoing benefits. Choose according to your needs. Additional Benefits: Look for additional benefits like wellness programs, second opinions, and preventive screenings.
