To obtain pre-authorization, the following steps are typically required:
The healthcare provider submits a request to the insurance company, including detailed information about the patient's condition and the proposed treatment. The insurance company reviews the request, which may involve consulting with medical experts or reviewing clinical guidelines. The insurance company either approves or denies the request, or asks for additional information.
This process can take from a few days to several weeks, so it is important to start early to avoid delays in treatment.