What Are Some Common Misconceptions About Medigap and Cancer?
There are several misconceptions about Medigap that can impact decisions:
Medigap and Medicare Advantage: Some people confuse Medigap with Medicare Advantage plans. They are different; Medigap supplements Original Medicare, while Medicare Advantage is an alternative to Original Medicare. Pre-existing Conditions: There is a belief that Medigap won’t cover pre-existing conditions like cancer. While this can be true if you apply outside your Medigap Open Enrollment Period, it is not the case during the enrollment period. Coverage Limits: Some think Medigap covers all healthcare costs. It does not; it only covers certain out-of-pocket costs that Original Medicare does not.
