What are the Key Features to Look for in a Top-Up Plan?
Deductible Amount: Ensure that the deductible amount is in line with your base policy coverage. Coverage Amount: The top-up plan should offer a substantial coverage amount, often ranging from $50,000 to several lakhs. Inclusions and Exclusions: Check what types of treatments and procedures are covered, particularly for cancer. Waiting Period: Be aware of the waiting periods for pre-existing diseases, including cancer. Renewability: Opt for plans that offer lifelong renewability.
