What are the key provisions of the ACA for cancer care?
Several key provisions of the ACA directly benefit cancer patients:
Prohibition of Pre-Existing Condition Exclusions: Insurers cannot deny coverage or charge higher premiums based on a cancer diagnosis. Coverage for Preventive Services: The ACA mandates that insurance plans cover preventive services, such as cancer screenings, without any copayment or coinsurance. Essential Health Benefits: Cancer treatment, including chemotherapy and radiation, is included in the list of essential health benefits that must be covered by all insurance plans. No Lifetime or Annual Limits: The ACA eliminates lifetime and annual limits on essential health benefits, ensuring continuous coverage for cancer treatments.