What Should Patients Look for in Their Insurance Policies?
When selecting an insurance policy, cancer patients should consider the following:
- Coverage Scope: Ensure the policy covers a wide range of cancer treatments and medications. - Network Providers: Check if your preferred hospitals and doctors are within the insurance network. - Out-of-Pocket Costs: Understand the deductible, copayment, and coinsurance requirements. - Pre-existing Conditions: Verify if the policy covers pre-existing conditions without a waiting period. - Lifetime Limits: Be aware of any lifetime or annual limits on coverage.
