What Types of Coverage Should Cancer Patients Look For?
Cancer patients should carefully evaluate their options during the Initial Enrollment Period to ensure they select a plan that covers their specific needs. Some of the key types of coverage to look for include:
1. Hospital Insurance (Part A): Covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care. 2. Medical Insurance (Part B): Covers outpatient care, doctor visits, preventive services, and certain home health services. 3. Medicare Advantage Plans (Part C): Offered by private companies, these plans often include additional benefits not covered by Original Medicare, such as vision, hearing, and dental, as well as health and wellness programs. 4. Prescription Drug Coverage (Part D): Essential for covering the cost of medications, including those needed for cancer treatment. 5. Medigap (Supplemental Insurance): Helps cover additional costs not covered by Original Medicare, such as copayments, coinsurance, and deductibles.
