Can You Be Denied a Medigap Policy Because of Cancer?
If you apply for a Medigap policy outside of your Open Enrollment Period, insurance companies can use medical underwriting to decide whether to accept your application and how much to charge you. This means you could be denied coverage or charged a higher premium if you have cancer. However, certain situations, such as losing other health coverage, may provide a guaranteed issue right to buy a Medigap policy without medical underwriting.
