While Medicare Part A is generally premium-free for most beneficiaries, there are other costs to consider:
Deductibles - Beneficiaries must pay a deductible for each benefit period. For inpatient hospital care, the deductible can be significant. Coinsurance - After a certain number of days in the hospital or skilled nursing facility, patients may be required to pay a daily coinsurance amount. Out-of-pocket expenses - Patients may still incur out-of-pocket expenses for services not fully covered by Medicare Part A.
