Several types of insurance policies offer guaranteed issue provisions. These may include:
Health Insurance: Some health insurance plans, particularly those under the Affordable Care Act (ACA), offer guaranteed issue, ensuring coverage for all applicants. Life Insurance: Certain life insurance policies, such as guaranteed issue whole life insurance, do not require medical exams and accept all applicants. Supplemental Insurance: Policies like cancer insurance or critical illness insurance may offer guaranteed issue options, providing additional coverage for cancer-related expenses.
